Robert (Bob) Munger has over 30 years of investment, financial planning and tax experience. He is a CPA, Personal Financial Specialist and Certified Financial Planner™ (CFP) professional. Prior to joining Goldstein Munger + Associates, Bob was a senior tax and audit manager at a large CPA firm in San Francisco and Redwood City. He also managed the firm’s AIMR compliance audit practice. AIMR sets guidelines and standards for calculating investment returns by investment managers.
Bob holds a Bachelor of Science (BS) degree in Finance from California Polytechnic State University at San Luis Obispo. He is a member of the California Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Previously, he has served for six years as President of Tassajara Hills Foundation, which benefits his local school.
Richard (Rich) Goldstein has been a Certified Public Accountant (CPA) for over 40 years and is a Certified Investment Management Analyst (CIMA™). He founded R. M. Goldstein Accountancy Corporation in 1979 from which GoldsteinEnright Financial Advisers, Inc. was created and is now known as Goldstein Munger + Associates.
Rich holds a Bachelor of Arts (BA) degree in Accounting from San Francisco State University and Master of Science (MS) degrees in Taxation and Personal Financial Planning from Golden Gate University. He earned his CIMA™ accreditation through the University of Pennsylvania’s Wharton School of Finance. Rich is also a member of the Investment and Wealth Institute, the California Society of Certified Public Accountants and the American Institute of Certified Public Accountants.
CPA – Requirements for attaining the CPA designation are a Bachelors degree, 24 semester hours of accounting courses, the passing of a two and half day exam, two years of accounting audit experience with a CPA firm and the passing of an ethics exam. Maintaining the CPA designation requires 80 hours of continuing education every two years including 4 ethics hours.
CIMA® – Requirements for attaining the CIMA® certification are a prerequisite of three years of financial services experience and an acceptable regulatory history. To obtain the CIMA certification, candidates must pass an online Qualification Examination, successfully complete an executive education program through one of the institute’s Registered Education Providers, and pass a 110-question comprehensive Certification Examination. CIMA designees are required to adhere to Investment and Wealth Institute’s Code of Professional Responsibility, Standards of Practice, and Rules and Guidelines for Use of the Marks. CIMA designees must report 40 hours of continuing education credits, including two ethics hours, every two years to maintain the certification.
CFP® – To earn the CFP® designation, the candidate must meet education, examination, experience and ethics requirements, and pay an ongoing certification fee. A bachelor’s degree (or higher), or its equivalent in any discipline, from an accredited college or university is required. Students are required to complete course training in nine core financial topic areas, sit for a 10 hour CFP Board Certification Examination, acquire three years fulltime or equivalent (2,000 hours per year) part-time work experience in the financial planning field and undergo an extensive background check—including an ethics, character and criminal check.